Client Tricked by Insurance Adjustor Loses Right to Sue
Jim was involved in a car wreck in 2004. He was seriously injured. Before he got out of the hospital the other driver’s insurance company assured him that, because the other driver was at fault, the company would pay all of Jim’s bills and make sure he was “taken care of.”
It took several months for Jim to heal. The insurance claims adjuster would periodically call and repeat the promise to take care of things. The bills began to come in. Jim would send the bills onto the insurance claims adjuster who kept repeating his promise that everything would be paid, eventually.
Time went by quickly. Some bills were paid some bills were not. Suddenly, the insurance claims adjuster quit returning phone calls. Jim came to my office for help in 2007. Unfortunately, the time to file an insurance lawsuit had passed. There was nothing we could do to help Jim. All of his communications had been over the phone and there was no record to follow.
Jim’s big mistake? He trusted the other guy’s insurance claims adjuster. He did not document his communications. Finally, he was not aware that he had only two years in which to bring a lawsuit to protect his rights. Don’t let this be you.
Tip – The adjustor for the person responsible for your accident is not your friend.
You should assume that he or she will do any possible to avoid or minimizing a payout. If they do not promptly provide a payout for everything you owe, please call me.
Better yet, call me to schedule a meeting. Once I learn about your case, I can advise you as to what types of damages should be paid. There is no cost or obligation for this meeting. If you need help and choose to retain me to move forward, I and my firm represent clients in insurance disputes on a contingency fee basis, this means that we are only paid when we obtain a settlement or trail award of damages for our clients.
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