Insurance companies sometimes invent new reasons for not paying a claim.  One such reason is seeking to blame an insured for causing property damage, such as a house fire. When homeowners are not represented by legal counsel, a claims adjuster may tell a homeowner that the insurance company will not pay a claim, or will - Read More

Unfortunately, all too often people are injured in automobile accidents, and the other driver that caused the accident has no insurance or assets.  While a lawsuit can still be initiated (and a damage award can be obtained) against the other driver, the odds are low in these cases that any meaningful damages can be collected. - Read More

The answer to this question is “no,” except in cases involving punitive damages. Under the law, you are only entitled to receive the damages that you can prove are a direct result of your injuries, which also include pain and suffering.  You are not entitled to any more damages because the defendant is wealthy, or - Read More

The Jacobs family had lived in their home for less than one month.  They had moved from out-of-state and put their life savings into a 40-year-old home overlooking the valley. Shortly after moving in, a storm destroyed their roof and the house was inundated with water. When the Jacobs filed a home insurance claim, the insurance claims - Read More

The Jacksons had a deluxe homeowner’s insurance policy.  They had been promised by the agent who sold them the policy that everything in the home was covered, including major appliances. When a short circuit destroyed their air-conditioning unit in the middle of the summer, the Jackson’s filed an insurance claim.  The agent turned the claim over - Read More

Mrs. Johnson was a retired cleaning lady.  She’d worked hard her whole life. While she didn’t have much, she did have a little home which was completely paid for. In 2006, a storm tore the roof off her house.  The entire structure was inundated with water and almost everything Mrs. Johnson owned was destroyed.  Mrs. - Read More

John loved his insurance company.  He’d been a customer for years and when he broke a windshield in 1992, the company fixed it right away.  When his kid got in a fender bender in 1996 the company paid the claim. When John’s house was destroyed by a fire in 2004 he had complete faith that - Read More

Jim was involved in a car wreck in 2004. He was seriously injured. Before he got out of the hospital the other driver’s insurance company assured him that, because the other driver was at fault, the company would pay all of Jim’s bills and make sure he was “taken care of.” It took several months - Read More

We always advise our clients to work through the claims process and obtain as much money possible on your own before having an attorney review your file for a potential lawsuit. Your insurance company will make an initial offer which is negotiable. If you feel the offer is unfair, you have every right to challenge - Read More

Yesterday we talked a little bit about how the insurance companies use the news, including bad news, to justify rate increases. Today, I’d like to talk a little bit about the commercials we see on television from the insurance industry. We have all seen the TV commercials where your local adjuster not only sells you - Read More


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Tucson, Arizona 85712

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