Summertime and Storm Damage
Summertime and storm damage go hand-in-hand. Thunderstorms, flooding, hurricanes and wind can all wreak havoc on your property. You need to be prepared.
This is a great time to read your insurance policy, photograph and record items in your home and make sure you get any insurance questions you have answered before a loss occurs.
Make sure you have adequate insurance. You need to have enough insurance to actually replace your home and property. This typically means that you will need more insurance than the market value of your property in the event your home is destroyed.
If you have a claim, report it to your insurance company immediately. If your claim involves water, get emergency help fast. Water claims turn into mold claims within 24 to 48 hours.
Don’t let your insurance company delay your claim. Insist on prompt responses. Document every contact with your insurance company and its adjusters. Remember, you need to be your own best advocate.« Back to Help Center