Attorney at Law · Insurance Claims Expert. Licensed in Arizona and Virginia.

Joseph W. Watkins, P.C.

About the Firm

Mr. Watkins has been licensed in state and federal courts since 1988. Early in his career he represented some of the largest insurance carriers and banks in the country. For more than three decades his own practice has focused on individuals facing difficult legal situations, and he has resolved thousands of claims.

Insurance Claims Expert Witness

Since 2007, attorneys have retained Mr. Watkins to review insurance claim files and testify on whether a claim was handled within industry standards, in first-party property, bad faith and coverage matters. He began his career defending State Farm, Allstate and Farmers and training their adjusters, and has held an Arizona property and casualty adjuster license since 2010. Services include claim file review, written expert reports, and deposition and trial testimony. A current CV is available on request.

Experience & Credentials

Joseph W. Watkins, P.C. — Attorney at Law, 1992 to present. Led the Mt. Lemmon fire loss litigation for more than 116 clients and created an "Agreed Fee" program with State Farm, believed to be the first in Arizona.

Gust, Rosenfeld & Henderson — Associate, Litigation, 1988 to 1992.

J.D., University of Arizona College of Law, 1988 (Jenks Trial Competition Champion; Research Assistant to Prof. Dan Dobbs). B.A., Communications, Illinois State University, 1981.

State Bar of Arizona, 1988 to present. Virginia State Bar, 2015 to present. Member, American Association for Justice and Western Trial Lawyers Association.

Fees

Most cases are handled on a contingent fee, which means you pay nothing unless we recover for you. Smaller matters can be priced individually. The first conversation about your case is free.

Practice Areas

Insurance Bad Faith & Coverage Disputes

Mr. Watkins and his team have handled hundreds of cases for individuals against their own insurance companies, involving wrongful denials, delay and unrealistically low offers, including several class actions that recovered millions of dollars.

Whether a loss is covered often turns on policy language, exclusions and how the insurer applied them. Mr. Watkins has spent decades on both sides of coverage disputes, first defending insurers and now representing policyholders.


Personal Injury & Wrongful Death

Mr. Watkins and his team have handled well over a thousand personal injury cases, each considered on its own merits. Most cases settle, but he is prepared to try any case and has done so in state and federal courts on both sides of the country.

In wrongful death cases, every element of the loss must be correctly calculated: lost income, lost benefits and the loss of companionship. Mr. Watkins and his team have recovered millions of dollars for families in these claims.


Admiralty Law

Mr. Watkins has handled multiple admiralty cases arising from accidents on Lake Powell, a federally controlled waterway. In 2022 he tried Meador v. Aramark to a federal jury in Phoenix, which returned a verdict for his clients including punitive damages against the National Park Service concessionaire.

Contact Us

There is no cost to discuss your case. Call either office, send an email, or use the form and we will respond promptly.

Tucson Office (Primary)

1661 N. Swan, Ste. 138, Tucson, AZ 85712 · (520) 882-9115

Virginia Office

P.O. Box 615, Lexington, VA 24450 · (540) 205-8191

Email: joewlaw2@gmail.com

Submitting this form does not create an attorney-client relationship. Please do not send confidential information until we have spoken.